Welfare & Financial Policy

Transparency • Responsibility • Support

Purpose of the Welfare Fund

The welfare fund supports Chapter activities and member welfare initiatives. It is not a personal savings account, but a shared resource used responsibly for the collective benefit of all members.

Monthly Contributions

Kiti (Savings Pool)

INR 500 per member per month.

Merry-go-round

INR 1500 rotational contribution system among members.

Start Period

Contributions begin in October. New members join the next cycle.

Loans

  • Members may request loans from the welfare fund
  • Interest rate starts at 12.5% (adjustable)
  • Must be an active member in good standing
  • Approval is based on committee evaluation

Expenditures

Events

Funding for gatherings such as Diwali parties and end-year events.

New Students

Airport pickups, meals, and initial support.

Other Initiatives

Approved Chapter programs and activities.

Transparency & Record Keeping

  • Treasurer maintains financial records in Google Sheets
  • Only authorized officers have edit access
  • Members can view summarized reports securely

Fines & Compliance

Late Payment

INR 100 fine

Absenteeism

INR 200 fine (without valid reason)

Notice Requirement

Members must inform 1 day prior unless in emergencies

Members Only Section

Active members can access financial records, loan logs, and attendance data through secure Google Drive links with restricted permissions.

Transparency Builds Trust

Our welfare system ensures fairness, accountability, and support for all members.

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